Long Island Insurance Agency- FHIA

Long Island Insurance Agency in Melville, NY – Auto, Home, Business

Trusted by Businesses and Families Across Long Island Since 2003

Licensed. Experienced. Focused on What Matters Most — You.

1000+ 5 star reviews

4.9

Our Trusted Partners

We partner with many dependable insurance companies to find you the best rates, including:

Your Local Insurance Experts – Protecting What Matters Most Since 2003

For over 20 years, First Heritage Insurance Agency has helped families, individuals, and business owners across Long Island and beyond find reliable, affordable coverage — without the hassle. Whether you’re looking for protection for your home, your car, or your commercial fleet, our experienced agents are here to make insurance simple and stress-free.

Licensed across NY, NJ, CT, & PA- With a Focus on Long Island Communities

Our Insurance Services

Need insurance or a new provider? First Heritage Insurance Agency’s local team secures affordable, custom coverage from trusted carriers. Call, email, or refer friends for savings on coverage!

Commercial Auto Insurance

Small business ourselves, we understand secure operations. First Heritage Insurance Agency delivers affordable commercial auto insurance for vehicles and liabilities, keeping you moving. Serving multiple states.

Home Insurance

Protect your home and family with affordable, tailored coverage from First Heritage—serving homes, condos, and rentals across multiple states.

Business Insurance

We know small business. First Heritage provides affordable coverage for property, team, and risks—supporting growth in New York and beyond.

Personal Auto Insurance

Stay protected on the road with First Heritage’s affordable Personal auto coverage—serving New York and beyond.

Captive Insurance

Looking for more control over your insurance costs? Captive insurance offers a powerful solution for businesses seeking custom-built protection and long-term savings. First Heritage partners with trusted captive providers to help clients reduce premiums, manage risk more efficiently, and gain direct access to underwriting profits. Ideal for companies with predictable risk and a desire to build equity in their own coverage.

Why New Yorkers Count on First Heritage for Coverage That Cares

At First Heritage Insurance Agency, we understand what matters most to New Yorkers — dependable protection, honest guidance, and real people who care. Since 2003, we’ve helped thousands of families, homeowners, and businesses across Long Island and the Tri-State area find coverage they can feel good about.
Our personalized service, competitive rates, and quick response times are just a few of the reasons our clients stay with us year after year.

Trusted by Business Owners and Families Alike

4.9 ratings of 50k+ Long Island insurance clients

I am overwhelmed with appreciation!!!!!!!!!! From the very 1st hello Tiffany has made me feel like she was here to help me. I had 2 days to receive car insurance and was desperately looking for a carrier that would not charge me close to my mortgage payment. I thank God for helping me find Tiffany at First Heritage Insurance. Even as I write this review I shake my head with tears in my eyes because she was so kind, so patience, so understanding, and so compassionate to my situation. Tiffany thank you again and may God bless you in your life as you have helped and blessed others.

Got dropped by my insurance company and had to search for new insurance. I had the pleasure of dealing with Tiffany. She helped me beyond expectations and even after hours since my insurance was expiring that same day and I didn't want a lapse in coverage. She quoted me $5,000 cheaper than my previous broker for the same insurance who I was with for many years and with multiple insurances. Thank you so much.

I have had first heritage for over 2 1/2 years. They were recommended to me when I was purchasing my house & I can not express enough to anyone anywhere how incredible they are. They are so friendly, so helpful and always there to answer or help with any questions or concerns. They constantly reach out to me if there is an issue or change to any of my policies as well as always research to make sure I have the best coverage at the competitive rate. I have recommended a few people to them and they have all in return felt and said the same thing, no wonder they are 4.9 stars and now hopefully 5 stars. I wish I knew about them sooner but happy that I have them now

I was actually very surprised!! The representative I spoke with Brandon was very pleasant and explained what his part was in finding me the best quote. He explained things that were never told to me in the past and answered all of my questions. I know I can reach out to him at any time with any questions or concerns.

Awesome!!! The BEST AGENCY! They are great, very patient, understanding and hard working and also very welcoming & helpful!! Tthe manager is such sweet and good hearted person! Honestly they’re all great individuals you don’t run into that often in life! Soo thankful I found them! Forever staying with them and will be recommending! Thank you both again!

Protect Your Life and Business. Insure Your Future.

We are here to serve you, your family, and business with insurance that protects your livelihood.

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