Services

Personal and Commercial Insurance Services

Tailored plans for individuals, families, and businesses across New York

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Our Insurance Services

At First Heritage Insurance Agency, we provide comprehensive insurance solutions for individuals, families, and businesses across Long Island, New York, the Tri-State area, and beyond. Whether you need auto insurance, homeowners insurance, business insurance, or specialized commercial coverage, our licensed agents work with top-rated carriers to deliver policies that fit your needs and budget.

We understand that every situation is unique — which is why we take the time to compare options, explain your coverage in plain language, and make sure you’re protected where it matters most. 

Our Insurance Services

Need insurance or a new provider? First Heritage Insurance Agency’s local team secures affordable, custom coverage from trusted carriers.
Call, email, or refer friends for savings on coverage!

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Commercial Auto Insurance

Whether you manage a small fleet of vans or dozens of trucks, our commercial auto coverage keeps your business moving. We offer specialized fleet programs to help you save, plus fast turnaround on proof-of-insurance for your drivers.

Home Insurance

Protect your home and everything in it. We offer policies for single-family homes, condos, renters, high-value properties, and flood-prone areas — so you can feel secure no matter where you live.

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Business Insurance

From general liability to workers’ comp, commercial property, and umbrella coverage, we help safeguard your company against the unexpected — so you can focus on growth.

Personal Auto Insurance

From first-time drivers to seasoned commuters, we help you find coverage that fits your lifestyle and budget. Choose from liability-only, full coverage, teen driver programs, SR-22 filings, and more.

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Captive Insurance

Looking for more control over your insurance costs? Captive insurance offers a powerful solution for businesses seeking custom-built protection and long-term savings. First Heritage partners with trusted captive providers to help clients reduce premiums, manage risk more efficiently, and gain direct access to underwriting profits. Ideal for companies with predictable risk and a desire to build equity in their own coverage.

Why New York Trusts First Heritage

At First Heritage, we understand the unique needs of New Yorkers. With years of experience, personalized service, and reliable coverage options, we’ve earned the trust of families and businesses across the state. Our commitment to protecting what matters most is why so many choose First Heritage for peace of mind.

Partners & Affiliations

We partner with some of the most respected insurance carriers in the industry to bring you reliable coverage and peace of mind.