We don’t shop your policy.
We underwrite it.
FirstClass is First Heritage’s own commercial auto program. We hold the underwriting authority, so a real person prices your business — not a category.
Prefer to talk first? Call (631) 502-3122 · Mon–Fri 8:30am–6pm ET
What FirstClass gives you
Priced on your business
Most carriers rate you off a broad class code. We look at your actual vehicles, drivers and loss history.
Decisions made here
The underwriting authority sits with First Heritage — not passed to a carrier’s desk and back.
Answers in hours
Quotes, changes and certificates come from the same people who set your price.
Savings are not guaranteed and vary by account. Any comparison is measured against your expiring premium on comparable vehicles and limits, and depends on individual underwriting factors. Eligibility and final pricing are determined through First Heritage’s underwriting process. FirstClass is a commercial auto insurance program offered and administered by First Heritage Insurance Agency Inc. Coverage is underwritten and issued by one or more of the following insurers, each a member of the Old Republic Insurance Group with principal offices in Blue Bell, Pennsylvania: Pennsylvania Manufacturers’ Association Insurance Company (NAIC 12262), Manufacturers Alliance Insurance Company (NAIC 36897), or Pennsylvania Manufacturers Indemnity Company (NAIC 41424). The issuing insurer for your policy is identified on your declarations page. First Heritage Insurance Agency Inc. is licensed as an insurance producer in New York (licence nos. BR504706 and PC504706).