Is It Time to Switch to Fleet Insurance? 7 Signs Your NY Business Should Make the Move
If your NY business has 2+ commercial vehicles on separate policies, switching to fleet insurance could save 10-25% on premiums and cut admin time by 75%. Here are 7 signs it is time to make the move.
Governor Hochuls 2026 Auto Insurance Reform: What It Means for Your Commercial Fleet
Governor Hochul’s 2026 Auto Insurance Reform: What It Means for Your Commercial Fleet New York’s auto insurance system is broken. Carriers are leaving the state. Premiums are climbing every year. Fleet owners are paying more and getting less. Governor Kathy Hochul has heard the complaints, and her administration has put forward a package of auto […]
NJs New 1.5M Commercial Auto Minimums: What Long Island Businesses Must Know
NJ’s New $1.5M Commercial Auto Minimums: What Long Island Businesses Operating in NJ Must Know In July 2024, New Jersey enacted one of the most significant changes to commercial auto insurance requirements in the state’s history. Heavy commercial vehicles operating in New Jersey must now carry a minimum of $1.5 million in liability coverage, up […]
Adirondack and Mountain Valley Exited New York: What Fleet Owners Should Do Now
Adirondack and Mountain Valley Exited New York: What Fleet Owners Should Do Now If you’re a commercial fleet owner in New York and you received a non-renewal notice from Adirondack Insurance Exchange or Mountain Valley Indemnity Company in late 2024, you’re not alone. Both carriers exited the New York commercial auto market in October 2024, […]
Hired and Non-Owned Auto Insurance: The Coverage Most Long Island Contractors Forget
Hired and Non-Owned Auto Insurance: The Coverage Most Long Island Contractors Forget You’ve got commercial auto insurance on every truck in your fleet. Your general liability is solid. Workers comp is in place. You think you’re covered. Then one of your employees drives his personal pickup to grab supplies from Home Depot, rear-ends someone on […]
Construction Fleet Insurance on Long Island: Protecting Your Vehicles During the Building Boom
Construction Fleet Insurance on Long Island: Protecting Your Vehicles During the Building Boom Long Island is in the middle of a construction surge that hasn’t been seen in decades. Billions of dollars in projects are reshaping the region, and every one of them needs trucks, vans, and heavy equipment on the road. If you’re running […]
Snow Plow Insurance on Long Island: What You Need Before Winter
Snow Plow Insurance on Long Island: What You Need Before Winter Every year, Long Island snow plow operators make the same mistake: they wait until the first storm warning to think about insurance. By then, it’s too late. Carriers have already closed their books for the season, and you’re left scrambling for expensive last-minute coverage […]
Landscaping Insurance on Long Island: A Seasonal Coverage Guide
Landscaping Insurance on Long Island: A Seasonal Coverage Guide Long Island’s landscaping industry runs on seasonal rhythms. From the first spring cleanups in March to the last snow plow run in February, your fleet faces different risks every quarter of the year. Yet most landscaping companies on Long Island carry the same insurance policy year-round, […]
Nassau County vs Suffolk County: How Your Location Affects Commercial Auto Insurance Rates
If you operate commercial vehicles on Long Island, your insurance premium is shaped by dozens of factors: your driving record, your vehicle type, your coverage limits, your industry. But one factor that many fleet owners overlook is surprisingly simple: which county your vehicles are garaged in. Nassau County and Suffolk County share an island, but […]
Why Commercial Auto Insurance Costs More on Long Island Than Upstate New York
If you run a fleet on Long Island and have ever compared notes with a business owner upstate, you already know the punchline: commercial auto insurance costs significantly more in Nassau and Suffolk counties than it does in Albany, Buffalo, Rochester, or Syracuse. But how much more? And more importantly, why? Understanding what drives the […]